• December 2, 2008   Published ~ 16 years ago.

    300 B&B in Rome

    300 B&B is a bed and breakfast in Rome, located in via dei 3 Pupazzi, 4

    A refined Bed & Breakfast located in the heart of the historic 6th century “Borghetto Romano” (roman suburb); a quiet and tranquil neighborhood and a safe pedestrian area. A suburb, that Rome and Romans live between two historic symbols, Castel Sant’ Angelo e San Pietro (St. Peters) in the midst of the light of Christianity and Romanism.
    From the 300 B&B you can easily reach, within minutes, places of historic interest of the capital city and the most beautiful and famous streets for shopping and night life.

    While walking through the streets of the Borgo (suburb) you can discover the small typical shops and the old artisan workshops almost in extinction.
    The B&B 300 is located 500 meters from piazza (square) Risorgimento; the central bus and taxi stations. You can also reach our B&B by taking the underground tube ‘Metro’ and descending at the "Ottaviano - San Pietro" station.
    Experience your stay in the Capital City and you will explore the characteristics of the famous cobblestone (Sanpietrini) alleys.

    Rooms
    The warm and friendly atmosphere of the 300 B&B is exalted by a refined and luxurious ambient. We offer four comfortable double rooms of which two with bathrooms/shower and other two with shared bathrooms/tub.
    Characteristic rooms cured in every detail that perfectly merges with the surrounding borgo. The classic and baroque color and style of its interior decoration and furnishing are of vermilion red, green, purple, ivory, burgundy and scarlet.
    Clean, silent and discreet just like a comfortable and welcoming home, but just a few steps from San Pietro and from the other antique monuments that are plunged in the magic atmosphere the Capital City offers.

    Check-in: every day from 11.30 a.m. to 12.30 a.m.
    For arrivals outside these hours please book 48 hours in advance and announce your arrival time.
    Check-out: every day till 10.30 a.m.
    Breakfast: from 08.30 a.m. to 10.00 a.m.

    How to get there
    From Termini railway station: take the underground tube Metro line A (‘Metropolitana Linea A’) leading to Battistini and descend at ‘OTTAVIANO’; or take the bus number 40 and get off at its terminal.
    From the Fiumicino airport: take the train for Roma termini. From the Termini station take the underground tube Metro line A (‘Metropolitana Linea A’) leading to Battistini and descend at ‘OTTAVIANO’.
    From Ciampino airport: - take the bus COTRAL - SCHIAFFINI till the station Agnanina and then take the underground tube Metro line A (‘Metropolitana Linea A’) leading to Battistini and descend at ‘OTTAVIANO’.

    Other suggestion for Rome? Wide choice and Low rates on Rome accommodations: compare rates for Hotels in Rome, or compare price for other kind of accomodations in Rome (apartments, Bed and breakfast, Guest Houses,…), or make a reservation for a tour in Rome


  • December 2, 2008   Published ~ 16 years ago.

    Bridge Loans: A Link Between Your Crises and Solution!

    Most of us, on more than one occasion have dreamt of having that perfect house - the one to build memories in; or maybe the perfect property for personal use or commercial requirement. What if you happen to see the perfect home and want it to be yours immediately? But then what happens to the home that you are currently living in? Sell it and buy the new house with the money that comes in? So everything is set and you decide to go in for it. Now, what happens if the two transactions i.e. the purchase of your new property and the sale of the other do not occur simultaneously? … Solution - Bridging Loans.

    Bridging loans, just as the name suggests, is a loan taken to bridge the gap between your resources and your need. A bridging loan provides you with the finance required for a new property (personal or commercial) prior to your existing property having been sold. One cannot rely on the cash obtained from the sale of the existing property to pay up for the new one you have your eyes on. Bridging Loans or Bridging Finance gives you the finance to serve your immediate need. You can rely on them when for some reason the sale of your existing property is delayed or you are unable to apply for a mortgage. Bridging loans are short term financing options used to fill in any cash shortfall between property transactions. This includes buying property, business or even paying for renovation.

    Bridging loans are short term loans. Their term can extend from a week to up to 6 months and nowadays, even up to 2 years. Bridging loans can be arranged for any sum between £25000 to a few million pounds. Most bridging loan lenders do not ask for upfront legal and arrangement fees. This is simply because Bridging Loans are secured loans, secured on property (collateral). Therefore, Bridging Loans require evaluation of collateral. Bridging loans are offered on the value of the collateral. Lenders typically consent to Bridging Loans of up to 65% of the worth of the properties In addition, Bridging Loans carry with them a high rate of interest. The interest rate is generally dependent on credit history, value of collateral placed and loan term. All this gives lenders a certain amount of security.

    Advantages of Bridging Loans:

    • Speedy finance is the main advantage of Bridging Loans. Most Bridging Loans can be made available within 24 hours if all the necessary documents are ready.

    • Bridging Loans are short term loans and hence can be paid off quicker than assumed.

    • Bridging Loans are easily available for those of you with bad credit too.

    • Most Bridging Loan lenders do not ask for upfront legal and arrangement fees. Usually there are no redemption penalties with bridging loans.

    Disadvantages of Bridging Loans:

    • Until a customer sells his existing property he has to bear the brunt of interest.

    • While bridging loans are convenient the interest rates are exorbitant.

    • When repaying a Bridging Loan, an individual will also be paying for the mortgage on his existing property.

    • Bridging loans are secured loans, secured on property. Therefore, a borrower would be required to put up significant collateral.

    During the loan term, the borrower is required to pay only the interest i.e. Bridging Loans are “interest-only” loans. The borrower continues with this repayment plan until the property the loan is being used for is sold. When the sale finally does occur, the proceeds of that sale are used to repay the principal. In the off chance that the property is not sold before the Bridging Loan matures, it can usually be converted to a conventional loan without a payment penalty. If the house is sold within the term limit, all the unearned interest is credited back to the borrower.

    Before setting your mind to taking a Bridging Loan, a borrower must be certain of his situation and that he can repay the loan within a short period of time. Always remember - never settle for the first quote you receive. Shopping around gets you better deals. The loan amount will vary from lender to lender. Getting pre approved would give you an idea of how much you can get. Being pre approved, enables you to act quickly when the property is available. Although Bridging Loans are very speedy, higher amounts can take longer for approval. Along with demand, the market for bridging loans is also constantly increasing. This has made Bridging Loans a realistic option for those who need the quick buck!

    Marsha Claire aims to inform common men and women of the several issues involved in personal loans and mortgages through her articles. To find Bridging Loans, Short Term Bridging Loan, Commercial Bridging Loan visit http://www.easybridgingloansuk.co.uk


  • December 1, 2008   Published ~ 16 years ago.

    Business Loan - An Effective Tool for Growth

    Every business requires financing at some point of time to expand and grow. Business loan can be availed easily provided the loan seeker is aware of its various aspects. This helps in a better planning of the loan.

    Before beginning a hunt for a business loan one should know the exact reason for borrowing. It is a new business you want to set up, you aspire to buy business or planning to expand the established one—reasons are many for asking a business loan. So, first you should decide on your requirements and main aim of taking loan. It would be of great benefit if the borrower keeps his business size in mind as it helps in arriving at a better decision regarding loan.

    If you own a small business then it would be wise to take loan against your property. Your home or business can serve the purpose of security as collateral. With the lender having the security he can safely offer a larger amount to borrower. Secured business loans are offered anywhere between £5000 to £100000 and are fairly easy.

    In case of secured business loan, the lender on getting adequate security readily agrees to whatever duration of repayment the borrower is at comfort. Such business loans can be availed for a period of anywhere between 3 to 25 years. On having longer repayment duration at hand, businesspersons, especially of smaller volume, do not feel the burden. Interest rate however depends also on the size of business one holds. Higher business volume will be of a big help in bargaining for lowered interest rate. Credit record of the borrower also contributes towards achieving the desired interest rate.

    There is an added advantage of secured business loan that it enables business in paying all previous debts, which may be of higher interest rate. Thus, it can reduce the outgo and businessperson is no longer worried about those many loans and repayments and can concentrate on new plans.

    At times businesspersons face sudden shortage of much needed finance. In order to meet such urgency, short term unsecured business loans are available. However, the lender will charge a high interest rate due to absence of security as collateral. In case loan is required for high investment in some projects then he can opt for long-term repayments.

    There is another effective way of getting loan if the businessperson is unable to offer a suitable collateral, which becomes a problem. No collateral is needed in unsecured cash advance because it is given on the basis of existing business volume, credit history and repayment potential of the borrower. These unsecured business loans, due to absence of collateral, are given usually at higher interest rate and are mostly for an urgent need.

    A lot depends on the loan seeker’s credit score with higher score helping in quick processing of the loan. If borrower’s credit score is on a higher side, he may extract favorable lower interest rate and larger amount. You can have your credit score evaluated from any credit rating agency. A score of 620 is considered as good enough to assure the lender of the credentials of the borrower.

    We can say that if availed wisely business loan goes a long way in helping growth of business.
    Once you put property such as home or business as security before the lender, you are in a position of bargaining for a lower interest rate. Also, the borrower can have greater amount that is needed for expanding business or setting up a new one. Business loans can be availed for immediate requirements if urgency comes.

    Tim Kelly is an expert in finance having completed his LLM in Finance (Master of Laws in Finance) from Institute for Law and Finance at Frankfurt University.To Find Cheap Business loans,Business start up loans,Business loans uk visit http://www.businessloans.uk.com.


  • November 30, 2008   Published ~ 16 years ago.

    How to Save Money on your Car Loans

    Cars are expensive, yet almost everyone pays for them with borrowed money. To minimize the cost of ownership, it’s essential to shop for the lowest-priced loan you can get.

    Here’s a good car buying rule: Make a down payment of 20 percent or more and finance your vehicle for no longer than four years. You can easily get into trouble when you put little money down and sign on for an auto loan of five years or more. Before you know it, you’re “upside down,” owing more on a car than it’s worth.

    When deciding on a loan term, it’s helpful to see what happens to your payments when you stretch them out over a longer period.

    Here’s another way to cut your interest cost over the long run: Opt for more-frequent loan payments. Instead of paying once a month, ask the lender if you can pay weekly, every two weeks or twice a month. Financial institutions calculate the interest on the declining balance. Since your principal goes down each month, the interest you pay also goes down. If you make 26 biweekly payments, instead of 12 monthly payments, more of your money goes to paying off the principal. As a result, your interest costs shrink.

    Installment loans come in two types, fixed rate and variable rate. You’re better off with a fixed-rate loan when interest rates are rising. Variable-rate loans are best when interest rates are stable or falling.

    Buy-back loan is another way to reduce costs. It’s structured like a lease and provides lower monthly payments than a conventional loan. Here is how it works: The bank of financing company establishes the future resale value for your car at the end of the term you choose. Then it deducts that from the amount to be repaid.

    Like leases, buy-back loans suit people who want to drive more expensive cars than they can really afford. The “owners” never really own the vehicle. Instead, they refinance every few years.

    If you want to get off the revolving debt bandwagon, consider downsizing and driving a less expensive car. That way, you can pay off the loan and still have something to sell at the end of your time of ownership.

    About the author: Tony Reed is the author of ” How to save money on your car loans”, please visit his website Auto Loans & Mortgages for more information.

    This article is free for republishing as long as you leave the article title, author name, body and resource box intact (means NO changes) with the links made active.


  • November 30, 2008   Published ~ 16 years ago.

    The Wonderful World of Formula One Go Karting

    Formula One racing is in effect the paramount of go-karting. It’s the professional arrangement of the sport in its entirety. Formula 1 is massive phenomenon, a multinational media enterprise that earns millions and millions of $ yearly from advertising, sponsorship, and radio incomes. Professional drivers with a millionaire bank account race these magnificent cars that are supreme with technical mechanisms - everything from tough to fabricate lightweight casings that move the machine to tires with incomparable grooving style that exemplify the tremendous power on the track. Keep up to date with the latest Formula 1 Constructors information for the up and coming Formula One season.

    There is presently no other sport that best illustrates the phrase “global sport” like Formula One racing. Particular countries are active members in developing the Formula One scene - Malaysia for example, is a hot spot for F1 racing (Fernando Alonso, a Spanish-born Formula One driver under Team Renault recently won a grand prix race there) & Italy plays a crucial role in designing and making 1st class, top-of-the-line Formula 1 cars. Rivalry is standard in Formula 1 - adding an edge of joy with each and every zip of the bend & nitrous boost of the engine.

    Formula 1 motor cars can be summed up in two words: technological marvels. These sleek, low riding gems ripping trough laps at speeds reaching 180 mph consist of nothing more than just a chassis, an engine, and 4 wheels. For starters, the engine is positioned behind the cockpit as opposed to normal motor vehicles. Find great offers on rugby equipment.


  • November 29, 2008   Published ~ 16 years ago.

    Want to Make Money? Get a Loan!

    Here’s a great way to use the assets you have to make more money. No, you don’t have to sell anything. All you have to do is take what you own and leverage it in a wise way to help you make even more money from it.

    Interested? Who wouldn’t be?!? Now you can leverage your assets with the best of ‘em.

    One way that you can get more money is with a secured loan. It’s true that it may seem like that, but a secured loan is an ideal way to make money. Here’s how:

    A secured loan is a loan that provides some kind of asset as a guarantee to a lending agency. So when you apply for a loan, you also suggest that if you cannot pay, you have some kind of asset that will cover the default amount. For some people, it’s their car. For others, it may be their jewelry or some stock certificates.

    Whatever it is, lending institutes like secured loans because it reduces the risk they have when lending money. Unsecured loans are high risk endeavours for them because if someone defaults on the loan, there is little they can do to get their money back. On the other hand, secured loans have some kind of guarantee which makes them a risk-free investment for the lending agency. And because there is little risk to them, they are willing to pass some of that savings on to you in the form of reduced interest rates and longer repayment terms.

    So here’s how you can make money from it. First, collect all of your credit card bills together. Add up how much you own. Many people owe in the thousands and are shocked to discover that the interest rate is abysmally high. Second, find an asset that you can use to get a secured loan. Third, shop around and find a loan provider.

    Collect those debts together and consolidate them under one secured loan. That way, you’ll reduce the amount of interest you pay on each debt because secured loans have lower interest rates than credit cards. And, you’ll stretch out your repayment period beyond the short term that credit cards give you. And, even better, you’ll have a fixed amount of money you know you have to pay each month, rather than get surprised every few days with another bill from a credit card company.

    Since people often pay half as much above the purchase price in interest on credit cards, you’ll make money you would have spent by consolidating your loan into a UK secured credit card consolidation loan.

    Jeff Lakie is the owner of http://loan-payday.co.uk providing Uk homeowners with a free loan quote service. Visit us today for a free no obligation quote.


  • November 26, 2008   Published ~ 16 years ago.

    Home Improvement Loans Turn Your Home Into A Paradise

    Home is the place where most of our time is spent. It’s the place where we feel most secure. It’s like the fortress which saves us from all the possible troubles that we can have.
    These are a few reasons why our home should be at its absolute best. Things which can make it that can be minor or major.
    If that is the case with you but you do not have sufficient funds with you to afford home improvement then home improvement loans are tailor made for you.
    Home improvement loans are loans which are specifically designed for people who want to make changes to their home but they can not because of their financial standing.

    A person may require a home improvement loan to make major or minor changes to their home which may be one of the following.
    • Construction of the house
    • Adding of a bedroom, kitchen
    • Restructuring
    • Landscaping the garden
    • Adding to the safety of the house
    • Electrical and plumbing work
    • Renovation
    • New furniture

    Any work or changes that we make to our home is good for ourselves only as the owners will eventually benefit from the changes that take place in the home.

    Benefits of going for home improvement

    By going for home improvement we will raise the value of the house which will help us in negotiating a better deal if we want to sell the house.
    Home improvement is better than moving to a new home both in financial and emotional terms.
    Home improvement provides a lot more satisfaction to the owner of the home.

    There are two ways of going for the home improvement loans

    Secured home improvement loans is a way where by a borrower will have to provide collateral as a security to the lender which may be any of his assets. Such as borrowers car or his machinery. However if the borrower provides his home as a security this method of home improvement will be known as home equity method of borrowing home improvement loan. By this method we can get loans up to 125% of the property value.

    Another method of borrowing home improvement loans is through unsecured means where the borrower does not have to provide any collateral to the lender as an obligation. However the borrower may have to pay a higher rate of interest to cover for the risk factor of the lender.

    Home improvement can be required by any body therefore these loans are available to everyone even to people with bad credit. People who have faltered with their payments in the past such as CCJ’s, People in arrears or people who have filled for bankruptcy. Bad credit is determined on the basis of a credit score which is a three digit rating which tells the lenders about the financial credit worthiness of the borrower. A credit score of below 600 usually leads to bad credit.

    For applying for home improvement loans all people need is to go online and fill in their personal and loan details form after that the loan decision will be made by the lenders in a day or two.

    Benefits of taking home improvement loan through online lenders
    • Fast approval of loans
    • There are a vast majority of creditors so you can choose your alternatives
    • You can apply even if you have bad credit history
    • You can borrow up to £75000.
    • You can avail a few tax benefits as well.
    • With so many creditors you always get the best deal which includes low interest rates and easy repayment schedule.
    • While online you can use other services available online like debt calculator, loan calculator etc.
    • If you are not sure about anything you can also interact with our experts and discuss your problems.

    Home is the place many people worship because for them it is a place where their god is. Therefore we should always keep it as it should be as a temple. “Home sweet home” is how the phrase is and if we keep making the efforts for that then it will keep our life sweet as well.

    Dina Wilson is an expert loan advisor at online home improvement loan She has done MSc Management and Finance from University of Whales.To find Home improvement loan ,cheap online home improvement loan,online home improvement loans visit www.online-home-improvement-loan.co.uk


  • November 26, 2008   Published ~ 16 years ago.

    Why A Payday Loan? The Answer To Short Term Cash

    No matter how well you plan your expenses, there are times when you land into trouble. This could be because of a bill that has popped out of nowhere, a birthday or an anniversary gift that you have splurged on, a fun trip that turned out to be more expensive than you had thought, an expense that you had not accounted for, or any other reason. In any of these cases, you do not need to panic. You can simply apply for a payday loan in order to meet your immediate cash needs. A paydayloan is an unsecured cash loan that does not entail a long approval process, neither do you need to fax any documents in order to get the loan. All you need to do is to find the right loan and the lender, apply for the loan, and following that you can sit back in peace as the rest would be taken care off.

    Advantages of a payday loan(also written as paydayloan)

    Over the years, payday loans have become extremely popular. This can largely be attributed to the advantages that they offer. First and foremost, these are very quick, as you do not have to go through a long drawn credit check before you get an approval for the loan. Also, you can apply for payday loans (also written as paydayloans) in person if you want to, or else you have the option of applying for these through the internet or via phone. The process of getting payday loans (also written as paydayloans) is extremely simple and quick, and following that the loan proceeds are deposited directly into your bank account within 24 hours. So by applying for paydayloans,you can have the cash, more or less,instantly.

    Bank overdraft vs payday loan : A comparison

    A bank overdraft allows customers to overdraw their accounts, in order to meet emergency situations. This sounds extremely convenient as you have to deal with the same entity and do not need to look at getting help from an outsider, in order to address your cash needs. But you have to be very careful as these are not always beneficial. In most cases, the overdraft charges are much higher than the interest rate that you would have to pay for a payday loan. In the case of a paydayloan, if you need an extension to pay back the loan, there is a fixed rate of interest that you have to pay. In case of a bank overdraft, this rate can vary and at times is much higher than what you would pay for a payday loan. So remember, though it might be more convenient to opt for a bank overdraft than to apply for a payday loan, this can also prove to be a more costly solution. Also, even though the idea of finding a payday loan company might sound difficult, it actually is not. Most companies have a website and a strong customer service base so that they help you to address your cash needs,at the soonest.

    The author is one of the top experts in the no fax payday loans industry today. He has spent last several years studying the online payday advance business. He has developed the single best online faxless payday loans service available. This service can be accessed at www.200cash.com, home of 200CASH.COM, INC.


  • November 25, 2008   Published ~ 16 years ago.

    Secured Loans: For All That You Desire

    With the advancement of technology, world has become a global village. We have access to almost everything. We can talk around and see the latest happenings with our eyes always on the television. We watch so many different things and want to have most of them but what we lack is the money power. We want all are wishes to be fulfilled but one can’t have everything that one aspires for. This does not mean that we need to keep all our desires at bay. We can set our priorities right and suffice some of our needs by SECURED PERSONAL LOANS.

    Secured personal loans can be opted for an uncountable number of needs, which could be: Home renovation, your child’s education, chilling out on a holiday or even to invest in marriage of your loved one. Basically, the secured loan is taken at the expense of the collateral, which may be your home or any other secured property.

    Secured loans are the cheapest loan available, as they are levied with the least rate of interest in the market since security is attached to them. The secured loans provide you with the opportunity to have easy repayment plan and the borrower is also benefited from the large sum of money and long repayment time.

    Secured loans are mostly available against the equity tied up in your home. So, these loans are most beneficial for homeowners. Just tap in the benefits of Secured personal loans to meet all your desires.

    The author is a business writer specializing in finance and credit products and has written authoritative articles on the finance industry. She has done her masters in Business Administration and is currently assisting secured-loans-for-any-purpose as a finance specialist.
    For more information please visit http://www.secured-loans-for-any-purpose.co.uk/


  • November 24, 2008   Published ~ 16 years ago.

    Several Options to Help You Drive Home a Brand New Car

    Owning a car has become very important nowadays. You can take your children to school. You can take your wife to shopping. It helps you commute between your office and home. What’s more? You do not need to wait for the bus everyday. But what if you do not have money to buy a car? Do not worry as there are several options available today.

    Car dealers and lenders know the problems faced by people in buying a car. Therefore, they have come up with several options to help you own a car. Car dealers have tie ups with lenders who offer loan car loans to help customers but a car of their choice. They even give some concession if you take out a loan from their lenders. This reduces your interest burden to some extent.

    Buying a car on a can be a problem if you have a low salary. Once you take out a loan, you will have to repay it along with interest. You will be repaying the loan for many years which can break your back. Therefore, some lenders lease cars so that a large number of customers can have a car without having to buy it. When you get a car on lease, all you need to do is to pay monthly rentals that are quite affordable. However, you will have to return the car at the end of the lease tenure.

    If you want to own a car, a better option is to take out a car loan. As mentioned earlier, there are many car dealers who have tie ups with lenders. Lenders adjust the terms and conditions of car loans according to the requirements of borrowers. If the borrower can not afford to pay large monthly installments, the lender spreads the loan repayment over a long period of time so that the amount of monthly installments becomes small. The rate of interest also varies according to the borrower’s requirements. A secured car loan carries a low rate of interest whereas, if the borrower does not want to offer a security, he can obtain an unsecured car loan at a high rate of interest.

    About the Author:

    The author is a business writer specializing in finance and credit products and has written authoritative articles on the finance industry. He has done his masters in Business Administration and is currently assisting Bad Credit Auto Loan as a finance specialist.


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